I was recently offered a 12 month interest free balance transfer if I opened up a new Wachovia Visa Card I thought what a great offer!. Subsequent to opening the card I made several small charges but always made sure that I did not incur any interest charges by making payments in the full amount of the charges. Today I discovered a $13 finance charge and a $3.50 cash charge on the card. I was confused because I had so carefully paid off all new charges every month. I called the bank and was informed that the reason for the charges was that any... read full review »