On 03/05/09 I called Association for Lifestyle Reform to find out if a Colonoscopy was covered and what the insurance code was. I asked what my portion would cost and I was told only my co-pay of $25.00 would be my cost. I had the procedure done. Then all the doctor and hospital bills started coming in, all denied, stating procedure was not a covered item. Furious, I called ALR and was told that in December of 2008 that a "third party" had taken over my insurance and I would have to call them. I asked why they did not notify me and... read full review »