I'll admit that I'm a lazy bookkeeper when it comes to balancing my checkbook. For the most art, I know my budget and stick to it, with the certainty that money is there when I need it. However, recently as I was searching for a particular charge on my bank statement, I noticed a 'shopping essentials' charge for 17.95. Thinking it could have been something I purchased online recently, I dug into my receipts to find nothing. After feeling a little panicky, I searched online and read the hundreds of reviews on thi... read full review »