I have a small trucking company and I have accounts with Compass Bank, one for payroll and one for operating (daily expenses). I make deposits regularly and transfer funds between these accounts as needed. If you deposit monies in your account, before closing, to cover items that are sent out they will tally at the end of the day and take the debits before the credits and charge you the NSF charges even though you deposited the money the same day. Today, I just was charged $250.00 in NSF because I transfered funds to cover payroll checks on... read full review »