My son received an unsolicted 'credit card' from Low Pay Card. The only thing he authorized was 'addtional information' and we have now been charged two fees amounting to 118.95. He did not authorize this fee nor did he activate the card. He is filing a complaint with the AG and FTC. If these people contact you, tear up any letter and never, ever call them. I have no idea where they got his checking account information but I am sure the AG will find out. read full review »