My name is Courtney and I recieved a letter in the mail after contacting SMC, assuming it was a good idea. I spoke to an SMC "representative" and we discussed different payment plans and memberships. I chose the silver membership which was 39.95 a month. I agreed. She then tried to sell me on everything else I could buy and I told her no. I was already late for work and was told that it wouldn't take long. I asked how long it would take and she told me it wouldn't take long. She took down my personal information and continued... read full review »