My name is Mary Jane Woodman-Brazle and I reside in Urbandale, Iowa. I too have been flagged to write checks on either my joint account held with my husband as well as my personal account both at the same bank. My situation developed when I wrote a check at T. J. Maxx on April 5th, 2009. Someone either at T. J. Maxx or it's depository bank, in this case Wells Fargo. Took my routing and transit number and my account number from my check and passed it along to someone in Chicago who encoded those numbers on another... read full review »