I loved First Charter. In 6 years, it was financial bliss and nothing ever bounced or caused issues. The service was always fantastic, and I could NOT complain. In fact, I bragged ALL THE TIME. Then we get a letter that they have been purchased by this so called "bank." Everything seemed fine until our funds were a little low. That's when the anguish began. They bounced my rent check (first time in 3 years of renting) BECAUSE their policy is to process DEBITS first, deposits second! A deposit well over the amount wa... read full review »