I went through a rough divorce and found myself in a mess of debt and was looking for a way to maintain my responsibilities and not file bankruptcy. The company claims they will have all calls and judgements against you stopped immediately and they would handle all communication with my creditors to work out a settlement so that I met my obligations with Peace of Mind. Well the nightmare began soon after signing the paperwork and after sending all the required certified letters with return receipts I was still getting the calls and judgment... read full review »