I told them I had a major injury and have been out of work and that is why I have not been able to pay my monthly payments for two months. I explained to them I would have the money to pay the minimum payment of 25 dollars by the of July just two weeks shy of the date they want the money which is july 14th 2008. They refused and said if they dont get a payment by the above date they will close my account and refer it to a collection agency. In the meantime since I have had this card before my injury i had not missed one single payment, paid... read full review »