I found out I had a GEMB account from my Credit report monitoring service. I tried contacting them using the number they provide to the credit bureau, but it's not connected. Googling them I found a number that got through. They wanted the account number which I didn't have since I didn't open the account. They couldn't help me. I reported to fraudulent account to the credit bureaus. GEMB reported a false address in another state to the credit bureaus, then used them to get my correct address and started... read full review »