While searching for a payday loan I went to this website. I did not like any of the options and left... a month later I have 2 electronice debits from my account for ID Theft Protection. I called the 1-866* number and they told me I was enrolled as part of the terms. I NEVER took a payday loan from Last Chance Cash Advance!! Why would I sign up for a service that cost more money when I don't have any (thus the reason for the payday loan)?????? I also have 2 overdraft fees. When you call ID Theft Protection, one of the first options is to check the status of your service fee refund. They have a website specifically for it! read full review »