In mid June 2009, my husband and I decided to apply for a home equity loan on our condo in Flagstaff, when our credit card company raised the interest rate on our balance to an unbelievable high. The condo is completely paid off as is our home in Kingman, all our vehicles and our rv. According to our American Express Credit Secure service, we have a credit score of 782. We have a steady monthly income with one payment towards the one credit card. The process they put us through in the two months since, was unbelievably vague and... read full review »