I trusted this company to lower my mortgage payments. They told me that it would only take three months to fix and it would be No problem to do. I sent them $1950. They told me NOT to make any payments until this was settled. I too< went thru 5 different representatives as well as countless hours of sending them ALL of my personal information. They sent me an email telling me that "Due to unforseen circumstances they could no longer help me". They have blocked my emails from entering their company and I am now facing loosing my home after 9 months of hell. DO NOT TRUST THIS COMPANY!!! read full review »