I was contacted by NHMC and responded to their advertisement to modify my ARM Mortgage. I paid them $ 2, 300.00 and faxed them my financial statement together with other forms they asked. I received a couple e-mails from a person named Kristina Williams telling me that she will be examining the documents and come back to me. After waiting for an answer for two weeks I called only to get an operator saying to try the number again. I typed the company's name in Google search and I found out that the NHMC was a Scam. Does anyone know in which city they were operating from ? Answer to [email protected] Thank you. read full review »