I scheduled a payment on my credit card account for the same day that I get paid. Quicken Bill Pay created a paper payment for an account that could have been paid electronically, mailed it early enough that the credit card company received the payment and processed it two days before the payment was scheduled. As a result, there were insufficient funds in my bank account to cover the payment, my bank returned the payment, and charged me an insufficient funds fee of $35. The credit company did the same, another $39 returned check fee by credit... read full review »