I received in January a phone call from money works asking me to consider debt consolitation for my credit cards . I was told that I would qualify for better interest rates etc. They processed a charge of $1200.00 to my credit card and were sending me a packet in the mail . The packet took about a month to get here but in the mean while I was really questioning my actions. So I rang the number and asked to cancel . I was told that I couldn't it wasn't part of their policy but maybe if I wrote a letter it would be considered . I never... read full review »