I fell behind on my auto loan after being laid off. I contacted United Acceptance to try to work out something, they immedietly sugested i do a voluntary repossession. I refused the offer and told them i would be a month and a half late depending on when my paydays fell on my new job. I would get calls on my home, cell and at work almost daily. I was making my payment 0f 368 every month only i was 1 and a half months behind. well one month i fell behind the fourth week which would put me behind 2 months. On thursday at 1 pm i was called and i... read full review »