I recently (July 31, 2009) paid off my outstanding B of A ATM/Debit Card charges that the bank had turned over to a collection agency. We agreed on a 50 percent reduction on the debt if I paid it off in full, which I did. After a few days I started receiving daily phone calls from Penncro Assoc. insisting that my debt with B of A had not been paid and was in their system as being outstanding. After insisting that it was paid and had cleared through my current account with Chase Bank, the calls kept coming, sometimes as many as 5 a day -... read full review »