I got several repeated calls from this company saying they could help reduce the rates on my credit cards. I eventually gave in to their call. During my conversation with their agent, Leo, i repeatedly told him if this is going to cost me anything then i am not interested to which he told me get paid through the credit bureau, exactly what agency he said, i cannot remember. Eventually, the credit card company would not speak with them directly and i eventually got the rate reduced. However i was surprised to see a charge of USD 749 on my... read full review »