They are suppose to be companies that accurately report our credit; but they allow false things to show up on them; Equifax is the world's worse and then you never get a response from them, the other two have at least corrected some things that were not mine to start with; but WORSE of All! They give our account information out to scams who take money from our bank accounts without our permission! Yes, my account was falsely charged for months now; all because I applied for my FREE Annual Credit Report from them! They gave my account... read full review »