I had just arrived home. Shortly afterwards, I had a phone call to which I answered from a Nebraska #: 209-858-3742. I knew immediately that this was a collection agency as I have been receiving serveral calls such as this over the past month. I answered "Who is this?". The person on the other end responded "This is SERENA BAYLOR." She wanted to know if I knew my next door neighbor the Williams. I responded harshly by telling her I live in an apartment and I keep to myself. Then I proceeded upset and asked her harshly why she... read full review »