HMS got me also for $19.95. I got my money back. Here is how. I called ant talked to some woman who read me the part about the 3 day free trial and the membership. I got nowhere with her, just another voice doing her job I guess. The I wrote to them through e-mail and told them that they had 48 hours to return my money or I was going the the Attorney General of Minnesota, Lori Swanson, to file a complaint. I got a reply e-mail stating the same part of the membership details the voice had told me and they returned my money as a courtesy. Make... read full review »