I paid a mortgage loan off January 2006. I receive the deed stamp paid in full on Feb. 2006. We tried to get a loan for another house in Dec. 2007 and was told that their are late pays from AMC as recent as Dec 2007. I contacted that bank to find out that they were sold to Citi Residential Lending and they assured me that they will take care of the situation. Well its now Nov 2008 and the late are still on my credit report. Each time I submit information to the Credit Bureaus as a dispute it is denied. Citi Residential tells me only AMC... read full review »