Charles Montalbano the owner of nat mod closed that company and opened a new one.This ones name is United Financial Consultants. There address is 280 Middle Country road, suite s Selden, NY 11784 ufccorp.net Seems Charlie has a new scam. Not paying the salesman!!! I have been working for this deadbeat for 2 months. Here what he did to me and two others.[He pays on the 1st and the 15th] Instead of mailing me my check.He tells me that ANOTHER agent of his had alot of bounced checks, and that his bank froze his acct for 180... read full review »