IBC took over my bank and from that day on customer service has gone done hill. IBC seems more concern with generating fees than customer service. Here are just a few of my experience with them. My wife several times has cashed a check through the drive through window and the amount she wrote the check for sent the account into an over-daft situation. Instead of telling her she was going to overdraft the account they cashed the check and charged a $29 NSF fee. I finally noticed what was happening after they did this three times and... read full review »