i have recieved a letter today from this northland group requesting that i pay them $130.91, a so-called settlement in place of a $218.19 balance, this is nuts, i dont owe them anything, , and have never had dealing with citibank, nor do i want to, or ever plan to, what a bunch of crooks, i live on social security, and scrape by daily just to have a place to live, and this big huge citibank is sending demand letters thru a phoney collection agency to collect money from people .i would think they had better things to do with their time... read full review »