I Started a refinance on April 10, 2009 was told I pre qualified, and was then told I needed to pay 750.00 fee up front for application but I would get most back at closing. I locked in a great rate and was promised I would closed definitely within 3 months. It is now August 15th and NO closing in site, in fact all I get now is well they really don't like the way your loan looks let's go for a lower cash out ...ok and also after the processor looked it over there were mistakes on their part like putting in more debt then I owed out... read full review »