As of today I will NO LONGER utilize my first equity credit card. It is now cut up into shreds and had my account closed. First issue was my credit limit was unexpectedly changed from $7, 500.00 to $4700.00 sometime ago, i let that go and didn't worry about it. Now recently I find that my credit limit was lowered to $4000.00 with NO NOTICE and being told my account is now overdrawn. When i called and questioned this, I was told that this was a corporate decision and that this was based on failure to make minimum payment. I have never ever... read full review »