Impact Debt Settlement is a ripoff. If you are considering them for either settling your own debt or processing your debt settlement clients BEWARE and read on. Make sure they reveal the ACTUAL terms of your agreement before signing anything or more importantly sending ANY money to them. Here are some of the highlights to being an affiliate of theirs... - a $75-$85 monthly fee that is charged in addition to the 15% the client is paying for the services. That entire fee goes directly into Impact's pocket and the front... read full review »