Was giver 15 days to opt out of a 7.99 to 22.9% rate increase. Excellant credit and always pay all bill on time. I see lots of complaints out there and I want to get Advanta BIg Time. Will start to look into what is required for a Class Action law suite against Advanta. Would love to get everyone the extra interest they charged people and hopfully get them slapped with punitive damages. They deserve to lose millions of dollars. If you want to get Advanta as I do send me an email, so I can contact you if this class action law suite has a chance. [email protected] read full review »