CHASE online payment requires 24-48hrs to process a payment to a vendor, but when the payment is made to the Chase VISA company the process is accelerated. The nice branch banker probably offered you to put an ODP (over draft protection) on your new chase credit card for which they receive an incentive for signing you up on. Now that the ODP (over draft protection) gives you piece of mind for those times when your transfers from SAVINGS or the cashed CHECK from your client is NOT handled in the same expeditious manner that your payment... read full review »