I have been a member of Tech Credit Union for 5+ years. I have noticed that since last year (2008), I keep getting hit with NSF's every 2 weeks without fail. Here are the why's of it. Tech CU claims that my direct deposit is not posted until 8 to 10 am when a human initiates it. On the website, it say's that when making recurring transfers, funds must be in the account by midnight on the date of said transfer. Why do you ask for the funds to be in the account when you don't make the transfer until later that day, my... read full review »