I am writing because I was abused and disrespected by FIA Card Services. I have a credit card with them which had a credit limit of $7, 000. I never have the card at anything more than $2, 000 owed at any given time. I make all payments in time and always 4 to 5 times the minimum amount. Last June they spiked my APR from 7.9% to 16.20%. I called to ask why and whether they could reconsider lowering my APR and credit analyst Eric Kayetano said NO. And not only that, he decreased our credit from $7, 000 to $2, 000 leaving us with an available... read full review »