I received a letter from Allied interstate today saying that I owed $1018.38 I called them and sepnt 15 minutes talking to a guy (going round and round in circles...) and he told me that the debt was a visa credit card from 2001 and he would be able to settle the debt today for $712.00. I know NOTHING about this debt and have NEVER received anything in the whole 8 years that have passed... He said that if I don't get back to him in 3 days then he will begin to call. There has been nothing on my credit reports about this either! What do I do?? Thanks.. read full review »