Take my word stay away from Nuvel Finance or National Auto Finance. They will sell your loan off to another company change your loan number and charge you late fees and rip you off big time. I finally figured I would just sell the car.I sold it and I sent (by overnitght air) in 1 payments by certified check of $12, 000.00 and 1 check by phone of $3, 997.00. When I called up to get a fax confirmation on the pay off of the account and a document that would have payoff and vin number for the buyer to see that with there check and mine the note... read full review »