I hate to admit the following: They charged me 19.95 as PMI for 9 months before I noticed it. I have no idea how they signed me up for it. I cancelled it but was out the money. Get this: Three months later, they started charging me AGAIN with a different company name. They charged 1.00 and 29.95. THIS TIME, I was watching my account. I called the number on the charge and it turns out that they listed three "memberships" in my name. One "membership" was the PMI one that they had gotten away with charging me... read full review »