I have the same situation has below. The bank re-shuffles the charges to get the biggest bang for the buck and they don't care. They have taken hundreds from me when I'm in the greatest need. Everything looks ok online and even if you see there's an overdraft and have the funds in another accoun and they haven't assessed a fee yet and you transfer adequate funds into the questionable account they put that transfer after all the fees are charged. I've used many online banking systems and TD Bank is the WORST. TD... read full review »