I hired Effectur for $6, 000 to an handle IRS debt. Once they were paid in full, all work stopped. I should have looked at www.ComplaintsBoard and www.RipOffReport before I hired them, as I now see that they contain an encyclopedia of fraudulent-type activity by the company and its sleaze-ball president, Kenneth Johnson, who reportedly got the idea for Effectur after he himself got caught defrauding the IRS by not paying federal withholding taxes (you can see this piece of work at: http://tinyurl.com/Effectur-is-a-ripoff ) I am seeking... read full review »