This bank is worst then the worst loan shark. In fact I doubt if I would be ripped off with a real loan shark! They raised my interested just because they could, and my minimum payment nearly doubled. It continues to go up even though my balance goes down. It seems odd that the interest calculated each month increases as the balance goes down. I'm not sure how to figure that out. I would advise no one to ever do business with them, and for everyone to close thier accounts, and don't use thier card... ever, and warn all others about this bank. read full review »