I was promised to have a debt settlement and credentials seemed to be impecable. All information looked as though it checked out perfectly. I was supposed to be finished paying off my debt in 5 years (it was a large amount, and still is)! At first I was told different information by my counselor Johan Acevedo (I am thinking his name is fictious). Each time I was told to handle my calls from the creditors in a different way from before. (It was almost as if he forgot what he told me). My payments were over 1200.00 per month. Every... read full review »