Recieved an e mail from Delta airlines that our old visa with NW no longer good for airmiles and had to switch to American Express for skymiles. Did this. Tried a balance trancsfer which took wells fargo a month to process. In the meantime I inquired about making a payment. told I had to wait until a statement was mailed. As soon as it was recieved i returned a check promptly. In the meantime I was reported to the credit bureau for $50 over limit (due to the interest charge which info was not avail to me) .This lowered my excellent credit... read full review »