We went directly to Planet Fitness last year (2008) to cancel our membership and the cancellation paperwork was filled out and then mailed out by a Planet Fitness employee. As of May 2009 ABC Financial had placed us in collections for $394 for charges they say we owed for not canceling our account. This is absolutely untrue. I placed a call to ABC Financial which after calling I found out that they are a very tiny collection agency that is manned by two of the rudest representatives that I have EVER dealt with by the names of Ginger (who... read full review »