During the initial interview (12/22/07) process I was presented w/ membership prices starting @ $6000 min. differing by $500. While viewing what I thought was a very expensive complete pkg. for $6995 Stefanie Hogan swiped my credit card for $7400. At that time I inquired about the refund policy should I change my mind by the time I got home. Stefanie then told me that there was absolutely no refund policy. While I was bothered I felt trapped. Unable to view the membership database until after photos were taken the next week, I was disappointed... read full review »