I contacted LowPay, Inc on the internet, made an agreement they could take the openong fee of $ 78.00 and wait two teeks and take the annual fee of $120.00 nothing else, when i checked my account at the end of the month I found they had taken the the $78.00 and one week later took $120.00 twice in the same day ($240.00) I mmmediately call LowPay, Inc and cancel my contract and requested a refund for not following our agreement, I was told I would have to wait and send my bank statement to show they had taken the money. I received the packet... read full review »