This company if there really is one is a BIG SCAM! They have just scanned me and my husband of $2500 stating that they would decrease our mortgage payments and decrease our credit card bills. Once they have taken our money, they no longer answer the calls, in fact their number is no longer in service nor their e-mails. I hope they rot in hell for what they've done to people in these hard times we're living in. You Bastards! read full review »