I had 6.48 in my checking account. Using my card I spent 4.81 and had 1.83 change which I later transferred to my savings account. The bank charged me a $34.00 insuffucient funds fee. They say I was short 16 cents. They state that the 4.81 I spent was not processed until after I transfered the 1.81 to my savings account, leaving my checking account with insufficient funds to pay the 4.81. Although the 4.81 was shown to be paid instantly on my account long before I transfered the money.now my online account is showing I made the purchase 5 DAYS LATER then I actually did. They have manipulated my account records in order to charge me the fee!!! read full review »