I received a phone call @ 9:23 am. I did not understand the caller the accent was very thick. I was told I was going to be indicted for internet fraud. I kept saying i did not understand, so, another person got on the phone. This other person started yelling at me that I took out a loan and did not pay it back. I informed this person that I had filed for bankruptcy. I lost my house and I included the payday loans in with the bankruptcy. the person said he did not care and continued to yell at me that I had better pay back this money or... read full review »