In these hard economic times people desperately need to modify their mortgages but C N R Loan Modication is NOT the company to use. People put their trust and expect to receive expertise only to be fooled. They are told there is a money back guarentee but just try and get it, NOT. You can never get in touch with the processing office. In my opinion I rate this company a ZERO. They are nothing but a scam. read full review »