I ORDERED A FREE CREDIT REPORT WICH THERE IS NO SUCH THING. THEY ALWAYS ASK FOR UR BANK CARD INFO. THEN THEY CHARGE YOU A MTHLY BILL OF 14.95 SAYING THEY ARE MONITORING YOUR ACCOUNT AND INFORMING YOU. DO NOT BELIEVE IT. THERE IS NOTHING FOR FREE! MINI CREDIT REPORT COMPANY IS A SCAM !!! I NEVER CHECKED ANY THING AUTHORIZING THEM TO DO ANYTHING MTHLY, AND I THOUGHT ITWAS FREE CHARGING ME 34.95 THE FIRST TIME. read full review »